Financial planning for pastors doesn’t require a big salary—it requires a plan. In this episode of Theologically Driven, Dr. John Aloisi joins us to talk about biblical financial stewardship for pastors, ministry leaders, and seminary students. We cover the one principle that matters most (spend less than you make and invest the difference), how to calculate your net worth and cash flow, the 4% rule for retirement planning, budgeting, where we agree and disagree with Dave Ramsey, Roth IRAs vs. traditional retirement accounts, and ministry-specific issues like parsonages, housing allowances, and opting out of Social Security. Whether you’re decades into ministry or just starting seminary, these practical first steps will help you steward what God has given you.

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